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You may have seen this study around the Internet lately. The Society of Actuaries recently released a study to estimate the increase in claims for each state.

As you can see, Ohio is projected to have the biggest increase in the country. This is largely because Ohio's current regulations don't force you to buy certain coverage (such as maternity). This has kept Ohio's premiums lower than most other states for a long time.

This is bad news for you if you're paying your own premiums. But you'll also see impact if you have employer-provided coverage. Your company's plan will have to figure out what to do about these higher costs, too.

To be fair, some people will qualify for Federal subsidies to help pay part of their premiums. But where is that much money going to come from?
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